NOTE: the VACU Mobile Banking app must be installed on your Android phone in order to use this action. The Virginia Credit Union Mobile Banking App for Android™ gives you 24/7 access to your VACU accounts. You can check balances, transfer money, locate branches and ATMs, deposit checks and more. To use this app you need to be enrolled in VACU Online Banking. Once you download the app use your Online Banking User ID and password to log in.